What you'll learn
A simple plan you can follow
The whole wealth-building process boiled down to seven steps, with clear "Do This" actions at the end of every chapter.
Budgeting without the misery
A three-bucket budget that takes about ten minutes to set up, plus the "pay Future You first" habit.
A way out of expensive debt
Step-by-step Avalanche and Snowball methods, and where to find free help in Australia.
Investing in plain English
Compound interest, index funds and ETFs explained simply, without jargon or stock tips.
Superannuation basics
A five-minute super check-up covering fees, investment options, insurance, beneficiaries and lost super.
Scam defence
The red flags behind get-rich-quick schemes, fake platforms and other common money traps.
A 30-day starter plan
Small daily tasks, most under 30 minutes, to turn reading into doing.
Printable checklists
Nine checklists to stick on the fridge and tick off as you go.
What this book is not
This is not a get-rich-quick book. It doesn't promise guaranteed riches, fast money or specific returns, and it doesn't recommend any particular product, fund or platform. It's about building wealth slowly and steadily, which is boring but works for a lot of people.
Inside the book
About 13,000 words and 85 A5 pages, in short chapters with a friendly tone. Written for Australians but useful anywhere.
- Introduction: Rich Is Boring (And That's Great News)
- Your Money Mindset
- Spend Less Than You Earn
- Budgeting for People Who Hate Budgeting
- Kill High-Interest Debt
- Build Your Emergency Fund
- Earn More: Raises, Skills and Side Income
- Compound Interest, Explained Simply
- Index Funds and ETFs
- Superannuation Basics
- Scams, Schemes and Get-Rich-Quick Traps
- Automate Everything
- Staying the Course
- Your 30-Day Starter Plan
- The Checklists
- Plain-English Glossary and Free Resources
Who it's for
It's for anyone who feels they "should" be better with money but doesn't know where to start. Maybe your pay seems to vanish each month, you want to get out of debt, or you'd like to understand ETFs and super without a finance degree.
Get the ebook for A$9.95 launch price until 24 October 2026, then A$14.95
Free beginner money guides
Not ready to buy? Start with our free plain-English guides for Australians:
- A simple budget for beginners: the three-bucket method
- How much should you have in an emergency fund?
- ETFs explained simply
- Superannuation basics: a simple super check-up
- Should you pay off your HECS-HELP debt early?
- How to get out of credit card debt: snowball vs avalanche
- High-interest savings accounts: how bonus interest really works
- First job money checklist: TFN, super, payslips and your first budget
- Tax-free threshold with two jobs: which job should claim it?
Common questions
Is this book for complete beginners?
Yes. Rich, Made Simple is written for people who feel they should be better with money but don't know where to start. It uses plain English, short chapters and a 30-day starter plan, and it explains terms like compound interest, index funds and ETFs without jargon.
Is it written for Australians?
Yes. It's written for Australians, with sections on superannuation, the Financial Claims Scheme, free help such as the National Debt Helpline and Moneysmart, and Australian tax basics. Most of the principles are useful anywhere.
Does the book recommend specific investments?
No. It doesn't recommend any particular product, fund, share or platform, and it doesn't promise any returns. It explains how things work so you can ask better questions and decide what suits you, with a licensed adviser if needed.
Is it financial advice?
No. The ebook provides general information only. It doesn't take into account your objectives, financial situation or needs. BARBAR is not a licensed financial adviser.
How do I get the ebook, and can I get a refund?
It's a PDF ebook. After you pay with PayPal, you're returned to a download page. If you're not happy, email within 7 days of purchase for a full refund, and your rights under the Australian Consumer Law always apply.
More answers about downloads, payment and refunds are on our FAQ page.
Important information
This ebook provides general information only. It is not financial, tax, legal or credit advice and does not take into account your objectives, financial situation or needs. Consider whether it is appropriate for you, read the relevant PDS and TMD before acquiring any financial product, and consider seeking advice from a licensed financial adviser or registered tax agent. BARBAR is not a licensed financial adviser. Any figures in the book are illustrative examples only, not predictions or promises. Investing involves risk, including possible loss of capital, and past performance is not a reliable indicator of future performance.
Digital product: delivered as a PDF download after payment. Prices in AUD. Not registered for GST. See our Refund Policy, FAQ and Privacy Policy.